In the event of the loss of a loved one, financial matters are the last thing occupying your mind. Life insurance can provide financial protection for your loved ones when you pass away and be an important part of your overall financial strategy. The various life insurances available through The Standard are listed below.

The charts on the next two pages provide an overview of your Life/AD&D insurance benefits. These plans offer your family financial protection in the event of your death. Basic Life/AD&D is provided by Larimer County at no cost to you. You also may purchase optional life insurance for your dependents.

Links, Documents, Forms

Larimer County provides you with Basic Life Insurance coverage and Accidental Death & Dismemberment Insurance. Eligible employees may apply for more coverage in the Supplemental Group Term Life Insurance program. Refer to the information on the following pages to learn more about Supplemental Group Term Life Insurance options and determine your coverage cost.

Links, Documents, Forms

Voluntary Accidental Death and Dismemberment (AD&D) insurance pays your beneficiary a death benefit if you die due to a covered accident, and also pays you a benefit for certain accidental losses. AD&D covers losses that occur away from work or at work. Benefits are paid in addition to any life insurance or Worker’s Compensation benefits you collect. This plan can be added, dropped, or changed at any time.

Links, Documents, Forms

Group Life insurance through your employer gives you assurance that your family will receive some financial assistance in the event of a death. But coverage under a Group Life policy from The Standard Insurance Company does more than help protect your family from financial hardship after a loss. We have partnered with Morneau Shepell to offer a lineup of additional services that can make a difference now and in the future.

Online tools and services can help you create a will, make advance funeral plans, and put your finances in order. After a loss, your beneficiary can consult experts by phone or in person, and obtain other helpful information online. The Life Services Toolkit is automatically available to those insured under a Group Life insurance policy from The Standard.



Human Resources Department

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200 West Oak, Suite 3200, Fort Collins, CO 80521
PO Box 1190, Fort Collins, CO 80522
PHONE: (970) 498-5970 | FAX: (970) 498-5980
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