Letter of Transmittal

May 15, 1998

CITIZENS OF LARIMER COUNTY, COLORADO

We submit, for your information and review, the Comprehensive Annual Financial Report of Larimer County, Colorado, for the year ended December 31, 1997.

MANAGEMENT REPRESENTATIONS

This report was prepared by the Department of Accounting and Reporting of the County's Division of Financial Services. The responsibility for both the accuracy of the presented data and the completeness and fairness of the presentation, including all disclosures, rests with the County. To the best of our knowledge the data, as presented, is accurate in all material aspects; is presented in a manner designed to fairly set forth the financial activity and results of operations of the County as measured by the financial activity of its various funds; and all disclosures necessary to enable the reader to gain maximum understanding of the County's financial affairs have been included. The organization, form and content of the report conform to the standards of the Governmental Accounting Standards Board, the American Institute of Certified Public Accountants, the Government Finance Officers Association and the Colorado State Auditor.

PURPOSE AND CONTENT OF REPORT

The intended purposes of the report are to:

The Comprehensive Annual Financial Report is divided into four sections with the intent to meet the needs of a variety of users:

Introductory Section ­­ includes the table of contents, this transmittal letter, a reproduction of the Certificate of Achievement for Excellence in Financial Reporting awarded to Larimer County for our 1996 CAFR, a listing of the County's principal officials and an organization chart.

Financial Section ­­ consists of the combined General Purpose Financial Statements (GPFS) which provide an overview for those who are interested in less­detailed information about the County's financial position. Following the GPFS are detailed exhibits and schedules applicable to the individual funds and account groups of the County. Descriptions of the nature and purpose of the various fund types and account groups are provided in the Notes to Financial Statements and individual fund descriptions are provided throughout the remainder of the Financial Section.

Statistical Section ­­ contains comprehensive statistical data relating to Larimer County. This section is designed to provide the user with a broader and more complete understanding of the County's financial history and trends over the ten­year period 1988 through 1997. Also included is social and economic data that will be of value to those desiring non­financial information about the County.

Single Audit Schedules -- includes a schedule of the County's federal financial assistance programs and various independent auditors' reports thereon, necessary to comply with the Single Audit Act of 1984.

THE REPORTING ENTITY AND ITS SERVICES

Larimer County is located in north central Colorado. It is the seventh largest county in Colorado, both in area and population. The County extends to the Continental Divide and covers 2,640 square miles that encompasses some of the finest irrigated farmland in the state, as well as vast stretches of scenic ranch lands, forests and high mountain peaks. Over 50% of Larimer County is publicly owned, most of which is land within Roosevelt National Forest and Rocky Mountain National Park. County population totals 226,084. Approximately 29% of County citizens reside in unincorporated areas. Larimer contains six incorporated towns, with Fort Collins (pop. 100,000) and Loveland (pop. 45,000) being the largest.

Larimer County provides the full range of services contemplated by State Statute. Services include judicial and public safety consisting of the Sheriff, District Attorney, operation and maintenance of the detention center, and building inspection; planning and zoning; property valuation; tax collection and distribution; vehicle licensing; construction, reconstruction and maintenance of streets, highways and bridges; health, employment and social services; parks and recreation; and general administrative services.

This report includes all activities for which the Board of County Commissioners is accountable to the citizens of Larimer County, financially or by state statute, in accordance with Governmental Accounting Standards Boards (GASB) Statement 14, "The Financial Reporting Entity". All applicable funds, organizations, institutions, agencies, departments and offices, which are not separate legal entities, are included in these financial statements as part of the "primary government" of Larimer County.

The County considers several entities as "component units" under governmental accounting standards. Although legally separate, the entities have significant operational or financial relationships with the County. The Larimer County Pest Control District, and numerous general improvement districts are blended component units. The Public Trustee is a discretely presented component unit. Therefore, the County's financial statements also include these entities.

Larimer County has joined with nineteen other local governments to form the Larimer Emergency Telephone Authority (LETA), and has joined with the City of Fort Collins to purchase and manage property known as Block 31. Larimer County's relationship in these two organizations, referred to as a jointly governed organization and a joint operation, respectively, is discussed in the Notes to Financial Statements. LETA is a separate legal entity and issues its own financial statements. Larimer County reports the receipt and distribution of funds received on behalf of LETA in an agency fund to demonstrate our fiduciary responsibility to the entity.

ECONOMIC CONDITION AND OUTLOOK

Larimer County has a diversified economy ranging from agriculture in the eastern part of the County to the high mountain tourist and recreational areas of Rocky Mountain National Park in the western area. In between these two extremes are major manufacturing, industrial, and technology facilities, as well as a strong retail base. Colorado State University, located in Fort Collins, is highly recognized for its veterinary medicine teaching hospital as well as its other research facilities. Loveland, and in particular Estes Park, benefit greatly from the tourist industry. Loveland is located on the main highway leading to Rocky Mountain National Park. Estes Park is situated at the immediate east entrance of the Park. Fort Collins, the County seat, is the regional shopping area for the northeastern section of Colorado, southern Wyoming and western Nebraska.

Economic Condition

Colorado's economy was vigorous in 1997. Growth occurred in almost all sectors of the economy. Unemployment plunged to 3.3%, the lowest level ever recorded in the state. Job growth was 4%, and occurred in both service-producing and goods-producing industries. Wages increased and welfare caseloads dropped significantly. Single family home construction grew at a solid 5%, while non-residential construction topped 22.3%.

Larimer County, with its diverse economic base, was a major contributor to the state's robust economy. County-wide building permits reached a record high. Cost of construction rose from $425 million in 1996 to $461 million in 1997 for an increase of 8.4%. Estimated real property values for residential, commercial and industrial, agricultural and natural resources and non-taxable increased an average of 5% or $7 billion dollars. Larimer County's unemployment rate of 3.2% was below the state average and national averages. Taxable retail sales rose by 7.7%.

Along with much of the front range of Colorado, Larimer County is experiencing steady population growth as well. Between 1980 and 1990, County population increased by about 37,000. In the seven years since 1990, another 40,000 people now call Larimer County home. School enrollment increased by 19% during the same period. The State Demographer projects almost 240,000 total population by the year 2000.

The State's economy, as well as the County's, is expected to remain healthy throughout the remainder of the decade. Growth is anticipated in construction, advanced technology, communications, financial services, tourism, and service industries. These industries, especially advanced technology, will fuel an increase in high-wage jobs. The rate of growth may slow somewhat over its current frantic pace, due to scarcity of available labor and increasing costs.

INITIATIVES

As in past years, 1997 was a year during which the County implemented many new and innovative ideas, projects and programs. Some of these activities are highlighted below.

New Facilities

The Larimer County Courthouse was built in 1954 when the population of the County was 50,000. In 1969, as the population neared 90,000, an addition was built. Population has now more than doubled since 1969, while County owned facilities to meet these needs have not increased significantly. Crowded, inadequate, and unsafe conditions exist in some buildings, especially in areas related to law enforcement and justice.

The County placed a facilities funding question on the November 1996 ballot. Entitled Project SAFE, the ballot issue addressed the most critical of the County's building needs. The issue called for a twenty-year .43 of 1% sales tax to fund expansion and operation of a expanded jail; justice centers in Fort Collins and Loveland; remodeling of the existing courthouse in Fort Collins; and a sheriff's administration building. The ballot proposal did not pass, but did win 40% approval with the voters. Using input from voters, the County restructured the facilities project and returned it to the ballot in 1997. Voters indicated that the 1996 ballot question was too complex; therefore the 1997 ballot contained two separate issues. Both issues were passed by the voters in November 1997.

The first approved issue was a .2% seventeen-year sales tax increase for expansion of the County's detention center. This 65,000 square feet addition will almost double the County's existing 309 inmate capacity. A portion of the .2% tax will go towards operation and maintenance of the new facility. The second ballot issue increased sales tax by an additional .2% for the construction of several judicial facilities. These include: 1) a new County courthouse building of approximately 151,300 square feet to include 14 courtrooms; 2) a sheriff's headquarters building to house radio dispatch, patrol, and administration offices; 3) a small courthouse in Loveland, and renovation of the existing Loveland offices; and 4) renovation of the County's administrative offices in Fort Collins. All are scheduled for completion over the next three years.

The County issued $71,010,000 in certificates of participation (COPs) in March of 1998 to finance the facility projects. The insured COPs received an A1 underlying debt rating from Moody's Investors Service, and an A+ from Standard & Poor's. The average yield on the debt is 4.89%.

Planning Division

Completion of the Larimer County Master Plan was a major accomplishment of the Planning Division in 1997. As a part of the Partnership Land Use System (PLUS), the Master Plan provides policy direction for land use and development in the unincorporated area of Larimer County. The next phase of PLUS is completion of a unified Land Use Code to help implement the Master Plan.

Development of the Master Plan involved input from hundreds of citizens over a period of more than three years. Major innovations of the Plan include required clustering of new rural subdivisions to provide up to 80% open space and principles for protection of sensitive natural areas such as wetlands and important wildlife habitat. Adequate public facilities will be required for new development and impact fees will help new development contribute its fair share to expansion of needed facilities. Larimer County received the Governor's "Smart Growth Award" in 1997 for developing innovative land use management tools.

Health and Human Services Division

Developing strategies for implementing changes brought about by Federal and State welfare reform legislation was a major emphasis of the County in 1997. The Board of County Commissioners created a division of Health and Human Services (HHS), which includes the departments of Health and Environment, Mental Health, Employment and Training, Community Corrections, Community Services, and Extension. HHS directors met regularly to recommend County values for welfare reform, plan methods for client and employer input, and begin the back-breaking work of implementation details. The County philosophy ultimately included tight collaboration, a one-stop concept for client access, intense line-staff input, and strong emphasis upon community building for job retention.

The one-step client access concept began with centers in Loveland and Fort Collins. These centers are staffed by ETS/Community Services, and include Mental Health workers who have drug and alcohol counseling expertise. The mental health workers also provide training to case managers and technicians which help them in identifying client problems.

The community building piece of Larimer's Welfare Reform plan also started in 1997. There is no doubt that people can get jobs, but Larimer believes that the real work is to help clients create their own community network so that they are less likely to come back into the system. The County created a unit dedicated to matching community sponsors with clients. Sponsors can give time, money, or other in-kind services; they can be churches, businesses, civic organizations, or individuals. They might fix cars, provide day care, tutor students, or pay for classes. After the County matches the client with the sponsor, it steps out of the way so that the Community can take over.

Because welfare public policy is seldom based upon real data, the County intends to partner with Colorado State University and others to evaluate which of these interventions are working and what changes need to be made in the future to best invest the County's welfare dollars.

Fleet Services

The Fleet Services Department maintains County vehicles, including heavy equipment, emergency response vehicles and passenger vehicles. During 1997, Fleet completed upgrades which added three refueling sites to the County's fuel management system. The automated fuel system controls dispensing of fuel and tracks information about the transaction. It is activated by a "memory key" which is issued to each vehicle driver. The memory key has a programmable chip containing driver and vehicle information. To obtain fuel the driver enters the key and the requested password and mileage information. The fuel system sends the transactions by fiber optics to a central controller. Each night, this data is complied into reports which show fuel use by vehicle and department as well as usage by site and the fuel inventory. This system helps the County track and manage the usage of vehicles, as well as ensuring that there is sufficient fuel at each fueling site.

Open Lands

1997 saw continued acquisition of public lands through the County's Open Lands Program. The Program purchases or protects land for open space and wildlife habitats. Trails and recreational areas are developed on portions of the land. Funded by a .25% dedicated sales tax, the program acquired two key properties in 1997. The first property is located along the scenic ridgeline that flanks the Fort Collins-Loveland urban corridor. The second property adds 177 acres to the existing recreational lands around Pinewood Reservoir. Also in 1997, the Open Lands staff organized several educational events designed to inform local landowners on topics such as conservation easements and preserving family lands.

Flood Waters

On July 29, 1997, a devastating flood hit Fort Collins in Larimer County. Although County roads, foothills park trails and neighborhoods outside the city's limits suffered some damage, the worst of the flood was felt in Fort Collins. Five people lost their lives as a result of the flood. Emergency agencies from throughout the area responded immediately with the County's Emergency Management Services Unit through the Sheriff's office and the Health and Human Services Division in full response. In addition, County crews cleared and opened County roads, and Mental Health and Community Services, among other departments, assisted flood victims.

For the first time in our history, on July 30, 1997, the Larimer County Board of Commissioners declared a "Local Emergency" paving the way for agencies and residents to file for State and Federal aid. Larimer County immediately created a web page on the County's web site, the Virtual Courthouse, to disseminate information. The County's Health Department provided information on safe drinking water, food safety, appropriate immunizations and other hazards. The Extension office and the Road and Bridge departments provided timely information. The County's Landfill offered free drop-offs for flood debris. The Employment and Training Services department developed an outreach plan for those who had lost their jobs due to the flood.

Weeks after the flood many residents were still in need of assistance. Larimer County played a key role in staffing a flood-relief center. Knowing that there were elderly residents who had suffered home damage and for a variety of reasons had not asked for help, the Community Services department responded with a target campaign to aid these people. The County's Building department worked for months after the flood with residents of rural neighborhoods on drainage issues. County staff worked long hours with Federal Emergency Management Agency (FEMA) and Fort Collins officials to receive needed aid. Nearly a year later the County continues work on repairs to foothills park trails.

CHALLENGES

TABOR Amendment

Local government has a major challenge in providing the programs and services desired by its residents or mandated by a higher level of government within increasingly constrained resources. Larimer County, along with all local governments in Colorado, has the additional challenge of providing these programs and services within the provisions of the 1992 TABOR ("Taxpayer's Bill of Rights") State constitutional amendment. The amendment limits increases in property tax and most other state and local government revenues to inflation as defined by the Denver/Boulder area Consumer Price Index and a factor for local growth in real property values, and freezes all state and local government mill levies and tax yields at a maximum of their 1992 rate, unless an increase is approved by the voters.

This is the fourth year under the provisions of the TABOR Amendment and the County has managed its budget within the constraints. However, concern is high over the long-term impacts it may have on the provision of services. Because the Amendment also restricts when elections can take place, sufficient funding may also fall behind when the real need exists.

Impact of Growth

Colorado's health economy is a mixed blessing to Larimer County. Along with the benefits of growth, the County is experiencing an increasing demand for services as well as intensifying pressure on existing infrastructure and facilities. The County is implementing a myriad of approaches to manage growth and respond to new demands. These include construction of new facilities, innovative land use planning and creation of special districts. Several of these strategies are discussed in the remainder of this letter.

FINANCIAL INFORMATION

Internal Control Structure

In developing and maintaining the County's accounting system, consideration is given to the adequacy of the internal control structure to the extent considered necessary to rely on the data generated by that system. The objective of an internal control structure is to provide reasonable, but not absolute, assurance as to the safeguarding of assets against loss from unauthorized use or disposition, and the reliability of financial records for preparing financial statements and maintaining accountability for assets. The concept of reasonable assurance recognizes that the cost of a system of internal control should not exceed the benefits derived, and the evaluation of these factors necessarily requires estimates and judgments by management. All internal control structure evaluations occur within the above framework. We believe that the County's internal control structure adequately safeguards assets and provides reasonable assurance of proper recording of financial transactions.

Budgetary Control

The County adopts annual budgets by department for all governmental and proprietary funds, and the Public Trustee component unit. Budgets are requested and adopted on a line­item basis and controlled by the major object classifications of Operating Costs and Capital Outlay. The Operating Cost category, in addition to personnel and other operating expenditures and expenses, includes intergovernmental and debt service payments, and operating transfers to other funds. Control is maintained by the two categories at the division/department level in the General Fund and at the fund level in all other funds. Supplemental appropriations are approved by the Board of County Commissioners as needed during the year to provide for those items that were unknown or unforeseen at the time the budget was originally adopted. In 1997, one supplemental appropriation was adopted.

Encumbrance accounting is employed as an extension of formal budgetary integration. Purchase orders, contracts and commitments are recorded in order to reserve that portion of the applicable appropriation. Encumbrances outstanding at year-end are canceled.

General Governmental Functions

Revenues. The following schedule presents a summary of governmental fund (General, Special Revenue, Debt Service, and Capital Projects Funds) revenues for the fiscal year ended December 31, 1997; and the amount and percentage of increases and decreases in relation to prior year revenues.


Taxes and intergovernmental revenues continue to be the major sources of County revenues. Overall, total governmental fund revenues posted a gain of 7.39% in 1997. The "Charges for services" revenue category had the highest percentage increase. This increase is primarily attributed to inmate housing, building inspection and mental health fees.

Revenues from assessments declined 16.57% from 1996, because there were no new special assessments levied in 1997 and several old assessments were completed. The formation of special assessment districts has historically provided Larimer County with an effective alternative to increased property taxes for road construction or other capital improvements. Bonds are sold to finance the improvements within a specified geographical area, and the bonds are then repaid over a number of years by levying assessments on the properties benefiting from the improvements. Certain provisions of the TABOR Amendment require a favorable vote of the property owners within the district for bonds to be sold and assessments to be levied.

Expenditures. The schedule below summarizes governmental fund (General, Special Revenue, Debt Service, and Capital Projects Funds) expenditures for fiscal years 1997 and 1996.


Expenditures for 1997 totaled $99.6 million, a 6.90% increase over 1996. As in past years, health and human services was the largest single category ($35,799,178), representing over one-third of governmental fund expenditures.

The largest percentage increases in expenditures between 1996 and 1997 occurred in debt service, capital outlay, and judicial and public safety categories. The increase in debt service was due to normal fluctuations in debt service schedules for special assessments and capital leases. As would be anticipated, capital outlay expenditures vary from year to year. Purchases of land under the County's open lands program accounted for the majority of the increase in capital outlay. In 1997, a number of positions were added to the Sheriff's office and salaries were increased significantly, bringing them in line with salaries of other jurisdictions in the area. This change accounted for the majority of increased spending for judicial and public safety.

General Fund

The County's general fund balance was $6.8 million as of December 31, 1997. Of this amount, $17,518 is reserved for pre-paid expenditures, and $348,254 is reserved for emergencies, as required by the TABOR Amendment. The remaining $6.4 million is designated by the Board for subsequent year's expenditures and other future purposes. The total fund balance is 18% of 1997 general fund operating expenditures plus net operating transfers. The 1997 fund balance is $1.75 million (35%) higher than the 1996 balance. The County Commissioners' goal is to keep fund balance within the 10% - 15% range. The Board anticipates using some fund balance in 1998 for high priority expenditures.

Proprietary Operations

Enterprise Fund. Larimer County maintains a single enterprise fund, the Solid Waste Fund, which accounts for the County's landfill and recycling operations. The landfill received between 700 and 750 tons of refuse per day in 1997.

The landfill cashiering and accounting system was replaced with a program designed specifically to account for landfill volumes and revenue. This coincided with the replacement of the main gatehouse after more than 20 years of use. A small, dirt-floor building that can be used for a variety of projects completed the facility upgrade. The Household Hazardous Waste Program continued strong in 1997, developing an educational video which plays on local television and in classrooms and public presentations. The Hazardous Waste program branched out to conditionally exempt, small quantity generators (CESQG) of business hazardous waste. Over 200 businesses were served by the program in 1997.

The landfill's largest customer, a commercial trash hauler, began diverting 100% of their waste to their own landfill. This was a big and difficult change in revenue which will challenge the landfill for years to come. With the current expected life of the landfill at eight years, a Solid Waste Task Force was established to research future alternatives. They will continue working in 1998. A long-term liability to pay for closure and post closure care costs in accordance with Environmental Protection Agency requirements has been recorded in the Solid Waste Fund.

Operating revenues for this fund were $4,073,909, an increase of 5.2% over 1996. Operating income for the period was $710,282.

Internal Service Funds. Larimer County's internal service funds include four operating departments and five self­insurance funds. The Print Shop provides supplies and central printing services to County departments, Telecommunications provides for operation and maintenance of the phone system, Estes Park Common Costs allocates the costs of office space for various branch offices located in Estes Park, and Fleet Services provides vehicle and equipment maintenance and fuel to County departments, as well as maintenance of Public Works facilities. These four operating internal service departments generated a combined net income of $49,937.

The Dental, Unemployment, Workers' Compensation and Property and Casualty self-insurance funds had a combined net loss of $5,584. This is consistent with the County's policy of not building up surpluses in these funds. The Self-Insured Reserve Fund, which accounts for the accumulation of any surpluses generated and finances any deficits incurred in the self-insurance programs, closed out 1997 with $4,460,279 in fund equity. This represents a $251,509 increase (6%) over the previous year. The adequacy of worker's compensation and property and casualty reserves are actuarially determined.

Debt Administration

Larimer County has no general obligation bonded debt. Colorado Revised Statutes provide for a general obligation debt limit of 1.5% of assessed valuation. The County therefore had a debt capacity of over $26 million in 1997.

At December 31, 1997, Larimer County had the following outstanding long-term debt:

Year of
Outstanding
Paying Fund Type of DebtMaturity
Balance
Building Inspection Capital lease 1998 $ 4,772
Capital OutlayCapital lease 1998299,234
Print ShopCapital lease 200142,671
Open LandsNote payable 2000775,000
Solid WasteCapital lease 20042,019,917
Debt ServiceSpecial assessment varies1,792,926
$ 4,934,520

Of the $4.9 million in long-term debt outstanding, only the first three items, totaling $346,677 are funded from general revenues. The Open Lands note is payable from a .25% sales tax which is dedicated to the purchase and maintenance of open space. The Solid Waste (an enterprise fund) capital lease will fund the cost of the capital lease agreement to construct the Recycling Center through the sale of recyclables and dumping fees at the landfill. Special assessment bonds and notes will be funded by payments from property owners benefiting from the capital improvements constructed with debt proceeds.

Cash Management

The County Treasurer, by State Statute, is responsible for the collection, distribution and investment of monies for most County funds. Available monies are pooled and invested in a wide variety of secure, legally authorized investments. Interest earned on investments reverts to the General Fund or to other funds for specific purposes when approved by the Board of County Commissioners.

Interest earnings for all County funds amounted to $2,970,350 in 1997. Interest earned on Treasurer's investments was $2.87 million dollars, a 10% increase over 1996. The average yield on investments was 5.64%. Earnings on Treasurer's investments were allocated as follows:

% Increase
1997
1996
(Decrease)
General Fund$ 2,045,672 $ 1,981,819 3.22%
Special Revenue funds 229,37399,072 131.52%
Debt Service Fund 37,31145,104 (17.28%)
Capital Projects funds 179,347196,996 (8.96%)
Solid Waste Fund 155,358115,541 34.46%
Internal Service funds 226,189181,370 24.71%
$ 2,873,250 $ 2,619,902 9.67%

Other interest earned includes $91,709 paid on special assessments receivable and $5,391 earned by the Sheriff Special Services expendable trust fund.

INDEPENDENT AUDIT

Colorado Revised Statutes require that an annual audit be made of the financial affairs and transactions of all funds and activities for all local governments whose revenues or expenditures annually exceed $50,000. The audit is to be performed by an independent certified public accountant or firm of certified public accountants licensed to practice in the State of Colorado. In compliance with this statute, the County engaged the firm of Anderson and Whitney, Certified Public Accountants, to conduct the audit for the year ended December 31, 1997. The auditors' opinion is included in the Financial Section of this report.

The County has adopted the "Single Audit concept" provided for in the Single Audit Act of 1984 and the Office of Management and Budget Circular A­133 for the audit of federally assisted programs. Results of the Single Audit are included in the Single Audit Schedules Section of this report.

AWARDS RECEIVED

Certificate of Achievement for Excellence in Financial Reporting

The Government Finance Officers Association of the United States and Canada (GFOA) awards Certificates of Achievement for Excellence in Financial Reporting to governmental units who publish an easily readable and efficiently organized comprehensive annual financial report, the contents of which must conform to strict program standards. Such reports must satisfy both generally accepted accounting principles and applicable legal requirements. Larimer County has received fourteen consecutive Certificates for its Comprehensive Annual Financial Reports for fiscal years 1982 through 1996. Each Certificate is valid for a period of one year only. We believe our current report continues to conform to Certificate Program requirements, and we are submitting it to GFOA to determine its eligibility for another certificate.

ACKNOWLEDGMENTS

Preparation of this Comprehensive Annual Financial Report was made possible by the dedicated and conscientious efforts of the entire staff of the Department of Accounting and Reporting. The Accounting Operations Section of the department ensures that transactions are processed and reported in an accurate and timely manner; the Financial Reporting Section has the direct responsibility for preparation of the CAFR in accordance with relevant guidelines and standards; and the Administrative Support Section turns scratches and scribbles into a professional and award-winning document. By working together as an interrelated, highly effective team, these individuals promote the excellence we strive for.

Appreciation is also expressed to the Board of County Commissioners who establish the policies which provide for sound financial management, and to all the other elected officials, division directors, department heads and County employees for their cooperation and assistance in matters pertaining to the financial affairs of the County and the preparation of this report.

Respectfully submitted,
Carol L. Block
Financial Services Director

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